These Terms of Service ("Terms") govern your access to and use of this website operated by Promostar Private Limited ("we", "us", "our"). By accessing or using this site, you agree to be bound by these Terms. If you do not agree, please discontinue use.
1. Purpose of This Site
This site is an informational resource for consumers researching auto insurance products. We provide editorial content, comparison tools, and links to licensed insurance partners. We do not underwrite, issue, or service insurance policies ourselves.
2. Eligibility
You must be at least 18 years of age and legally capable of entering into binding agreements to use this site. By using the site, you represent that you meet these requirements.
3. Use of the Site
You agree to use the site only for lawful purposes and in a manner consistent with these Terms. You will not:
- Use the site to violate any applicable law or regulation.
- Submit false, misleading, or fraudulent information through any form.
- Interfere with the security, availability, or integrity of the site.
- Attempt to gain unauthorized access to any portion of the site or its systems.
- Use automated tools (e.g., scrapers, bots) to extract content without permission.
4. No Insurance, Legal, or Financial Advice
All content on this site is provided for general informational purposes only and does not constitute insurance, legal, financial, or professional advice. Coverage decisions should be made in consultation with a licensed insurance professional and based on your specific circumstances. We make no warranty regarding the suitability of any policy for your needs.
5. Affiliate Relationships
We participate in affiliate marketing programs with licensed insurance partners. When you click an affiliate link and purchase a policy, we may earn a commission. This commission does not increase your premium and does not influence the editorial content we publish.
6. Third-Party Content & Links
The site may contain links to third-party websites and references to third-party products or services. We do not endorse, monitor, or take responsibility for the content or practices of those third parties. Your interactions with them are governed by their own terms and policies.
7. Intellectual Property
All content on this site, including text, design elements, logos, and graphics, is the property of Promostar Private Limited or its licensors, and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.
8. User Submissions
By submitting information through any form (contact, quote request, or otherwise), you confirm that the information is accurate and that you have the right to share it. You grant us a limited, non-exclusive license to use the submitted information to respond to your inquiry and route it to relevant partners as described in our Privacy Policy.
9. Disclaimer of Warranties
The site is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. We do not guarantee that the site will be uninterrupted, error-free, or free of harmful components, nor that the information published will be accurate or current at all times.
10. Limitation of Liability
To the maximum extent permitted by law, Promostar Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of or inability to use this site.
11. Indemnification
You agree to indemnify and hold harmless Promostar Private Limited, its affiliates, and its employees from any claims, damages, or expenses arising from your breach of these Terms or your misuse of the site.
12. Changes to These Terms
We may update these Terms from time to time. Material changes will be reflected by updating the "Last updated" date at the top of this page. Your continued use of the site after such changes constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of New Delhi.
14. Contact
Questions about these Terms can be sent to [email protected].